Inspect Your Home and Save on Homeowners Insurance Quotes

Released on: August 31, 2009, 4:15 am
Author: InsuranceAgents.com
Industry: Real Estate

Even though all homes are required to be thoroughly checked out by a licensed inspector before move-in, you should employ the do-it-yourself method of following up the official inspection with one of your own because it could bring you lower homeowners insurance quotes.

According to an article recently published on InsuranceAgents.com, “It’s imperative that you conduct a home inspection before purchasing the house,” states the article, ‘Inspect the Unexpected: Take Control of Your Homeowners Insurance.’ “Although the home must be inspected by a licensed residential inspector, you should inspect the property yourself beforehand to look for any problems or issues. If it’s a resale house that is older than 20 years, chances are you will find a handful of issues.”

If you already know your home is a “fixer upper” then the inspection shouldn’t yield many surprises. However, many homeowners have a preconceived notion that their home is perfect in every way. Don’t fall into that trap. If you don’t fix some of the minor problems your new home has then you could pay for it with higher homeowners insurance quotes because you are a more high risk consumer.

Some things you should look for when inspecting your home are a properly maintained roof, the right number of gutters, no exposed electrical wiring anywhere, no leaky pipes, a fireplace that doesn’t have cracks or fissures, and safe and secure stairs. Taking these precautions will help bring in lower homeowners insurance quotes.

The article states, “Conducting a proper inspection can bring to light any problems the house might contain and save you a good amount of money on homeowners insurance.”

For more information on home inspection and what to look for then go online to InsuranceAgents.com to talk to an insurance agent. While there don’t forget to compare homeowners insurance quotes from a number of different providers to find the most complete rate out there.

Staff Contribution: Kyle Fitzsimmons

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