Barclaycard Creates New Online Eligibility Checking Service
on: September 14, 2009, 7:13 am
has becomes the first provider in the UK to launch a credit card
pre-application check. The simple, one step, online facility allows
potential and existing customers to establish their likelihood
of being eligible for a Barclaycard, without the need to complete
a full application.
new service leaves a search 'footprint' on the customer's credit
file, to show their information has been accessed, but it isn't
a formal credit application and it will not affect their ability
to get credit in the future. The pre-application check takes a
couple of minutes and is available on the Barclaycard website.
unique new service will not impact the applicant's credit rating.
Amer Sajed, chief executive of Barclaycard UK, explained: "Consumers
currently need to apply in full for a credit
card UK, without knowing whether they are likely to be accepted
or not, leaving a search on their credit file which can potentially
have a negative impact on their credit rating. This unique pre-application
check solves this problem. The check can be completed in a few
minutes and gives consumers a good indication of whether their
application will be accepted."
its launch, 4000 potential customers have used the pre-application
check to determine whether they would be accepted for a Barclaycard,
giving them a better idea of whether or not they would be successful
in an application for a credit
of August 2009, Barclaycard had 11.9m UK customers and a further
11.8m international customers, with 88,000 retailer/merchant relationships.
Barclaycard, part of Barclays Global and Retail Commercial Banking
division, is a leading global payment business which helps consumers,
retailers and businesses to make and accept payments flexibly,
and to access short-term credit when needed.
company is one of the pioneers of new forms of payments and is
at the forefront of developing viable contactless and mobile payment
schemes for today and cutting edge forms of payment for the future.
It also issues charge and credit
cards to corporate customers and the UK Government as well
as providing credit
card protection. Barclaycard partners with a wide range of
organisations across the globe to offer their customers or members
payment options and credit.
addition to the UK, Barclaycard operates in the United States,
Europe, Africa and the Middle and Far East.
Barclaycard Press Office
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