Trust Deeds Offered via EQlibrium Investments
Released
on: September 8, 2008, 3:44 am
Press
Release Author: Richard Davis
Industry:
Financial
Press
Release Summary: A trust deed, or also known as a deed of trust,
is a document used to secure debt on a home acting as a mortgage.
A trust deed is recorded as a lien on real property. However,
although a deed of trust acts like a mortgage, there are differences
between a mortgage and a deed of trust.
Press
Release Body: EQlibrium Investments now offers
Trust Deeds for clients. A trust deed, or also
known as a deed of trust, is a document used to secure debt on
a home acting as a mortgage. A trust deed is recorded as a lien
on real property. However, although a deed of trust acts like
a mortgage, there are differences between a mortgage and a deed
of trust.
A
trust deed is used as security for a loan on real property, and
the specifics regarding the loan are written in a promissory note.
A deed of trust is then documented at the county recorder’s
office to legally notify the world that the property in question
has now been pledged to secure a loan.
There
are three parties involved in a trust deed. The Beneficiary which
is the investor/lender/note holder, the Trustor which is the borrower
and the Trustee which is a third party selected
by the investor who has the legal power to act on the investors
behalf and holds the title until the note has been paid. The deed
of trust recorded against the borrower’s property title
is what secures the lenders investment.
When
making an investment in a deed of trust, the Trustor makes the
property transfer, in trust, to the Trustee (independent
third party). The Trustee then holds the conditional
title on the behalf of the beneficiary (investor/lender/note
holder), and then either of the following takes place:
The trust deed will be returned to the borrower once they satisfy
all of the terms and conditions that were outlined in the promissory
note. The property will be put up for sale should the borrower
default – also known as foreclosure. “In many
cases, if the borrower defaults there is actually more profit
in the investment,” said Louis Pugliese, President
of EQlibrium Investments. “A good management
company will pass along most, if not all, of this additional return
to the investor.”
A
few of the benefits of trust deed investing are high returns,
a consistent cash flow, and capital preservation while owning
an investment that is secured by real property. “Trust
deeds offer a great way to earn a higher rate of return and still
be secured by an asset to minimize risk,” Pugliese
said.
Investors
who invest in trust deeds typically make a 12 to 18% return, paid
out monthly, with a minimum investment of just $50,000 and relatively
low risk. As a result, they are able to enhance their lifestyle
significantly without threat to their principal, or build a large
nest egg, safely, in a relatively short period of time. Pugliese
adds: “Most investors do not realize that they can also
use their 401K and IRA’s to invest, earning them much higher
returns.” Investing in a trust deed is simple. All you need
is knowledge of your personal financial situation and investment
account records.
Web
Site: http://www.eqlibrium.com
Contact
Details: EQlibrium Investments
4201 N. 24th Street, Ste 150
Phoenix Arizona 85016
602-889-7301 (Phone)
602-889-5928 (Fax)
lpugliese@eqlibrium.com
2009
